“Challenges in Micro Financing and Introduction of Mosque Based Ijarah Financing Model for Micro Enterprises Using Cash Waqf in Selangor State: Cabaran Dalam Pembiayaan Mikro Dan Pengenalan Model Pembiayaan Ijarah Berasaskan Masjid Untuk Usaha Mikro Menggunakan Wakaf Tunai Di Negeri Selangor”. Journal of Management and Muamalah 11, no. 2 (November 30, 2021): 65–85. Accessed May 25, 2026. https://jmm.uis.edu.my.kuisjournal.com/index.php/jurnal/article/view/103.