“Challenges in Micro Financing and Introduction of Mosque Based Ijarah Financing Model for Micro Enterprises Using Cash Waqf in Selangor State: Cabaran Dalam Pembiayaan Mikro Dan Pengenalan Model Pembiayaan Ijarah Berasaskan Masjid Untuk Usaha Mikro Menggunakan Wakaf Tunai Di Negeri Selangor”. Journal of Management and Muamalah , vol. 11, no. 2, Nov. 2021, pp. 65-85, https://jmm.uis.edu.my.kuisjournal.com/index.php/jurnal/article/view/103.